Last Updated: September 2, 2025

Welcome to Budge! By using our app, you agree to the following terms:

1. Account Eligibility

• You must be at least 12 years old
  
  
• You are responsible for the confidentiality of your login credentials
  
  

2. Use of Service

• Budge is an AI-powered financial assistant for personal use
  
  
• Do not misuse the app for unlawful or fraudulent purposes
  
  

3. Financial Advice Disclaimer

• Budge provides automated insights, not certified financial advice
  
  
• Use Budge as a tool to assist, not replace, your financial decision-making
  
  

4. Intellectual Property

• All app content, design, and features are the property of Budge
  
  
• You may not duplicate, reproduce, or distribute Budge’s materials without consent
  
  

5. Termination

• We may suspend or terminate your account for violation of the terms or misuse
  
  
• You may delete your account at any time
  
  

6. Limitation of Liability

• Budge is not liable for any financial losses resulting from app usage
  
  
• You use Budge at your own discretion
  
  

7. Changes to Terms

• We may update these terms at any time with prior notice
  
  

8. Governing Law

These Terms are governed by the laws of Bangladesh, the United States, and applicable international law

9. Contact

For support or questions, reach out to us at:
📧 contact@mybudge.ai