How Budge Works

1. Sign Up and Secure Your Account

• Create your account with email or Google.
• Choose your security mode:
  • Passkey (best) → device-native, biometric-secured cryptography
  • PIN → simple and familiar
• Your privacy first: Encryption keys stay on your device, so no one can read your data.

2. Set Your Opening Balance and Currency

• Enter your Opening Balance (your starting amount).
• Select your primary currency.
• Log transactions in any currency—Budge automatically converts them at real-time rates.

3. Add Your First Transactions

Three easy ways to record money:

• Type: “Add $22 coffee to food”
• Speak: “Please add 5000 taka to transport”
• Quick add: Use the + button for amount, category, and date

Budge understands natural language, categorizes the expense or income, and applies your preferences.

4. Smart Categorization & Learning

• Budge learns merchants and categories over time (e.g., “Starbucks” → Food & Dining).
• Your edits teach Budge, so it gets smarter with every log.
• Rules help automate repetitive patterns.

5. Budgets & Goals That Keep You on Track

• Create monthly budgets per category (e.g., $400 groceries).
• Set goals (e.g., “Save $1,000 in 8 weeks”).
• Watch progress bars update in real time, with nudge notifications to help you stay disciplined.

6. Insights & Alerts You’ll Actually Use

Forget overwhelming dashboards. Budge gives:

• Weekly and monthly summaries
• Simple charts for clarity
• Alerts before you overspend
• Personalized tips you can act on instantly

Daily Flow: 30 Seconds to Peace of Mind

1. Open Budge (install as a PWA for one-tap access).
2. Speak or type your latest expense/income.
3. Budge logs, categorizes, and converts it instantly.
4. Check your budgets and goals.
5. Done—under 30 seconds.

Key Superpowers

🗣️ Natural-Language Logging

Say or type commands like:

• “Add $42 dinner to restaurants”
• “Income 12,000 BDT salary for Sept 30”
• “What did I spend this week on transport?”

Budge understands intent (expense, income, transfer) and adapts to your language over time.

💱 Automatic Currency Conversion

Enter in any currency—Budge converts to your base automatically.

Example: “Add €30 to groceries” → shows up in USD if your account is USD.

🔐 Privacy-First by Design

• End-to-end encryption on device.
• Passkey/PIN protection for keys.
• No selling of data. No training on your personal info.

🌍 Works Anywhere

• PWA installable on iOS, Android, and Desktop.
• Multi-device seamless experience.

What Budge Can Do for You

• Traveling abroad: Convert and log foreign expenses on the fly.
• Cash tips: Track card + cash in one view. (Coming Soon)
• Recurring income/expenses: Log once, repeat automatically.
• End-of-month review: Ask Budge, get plain-English insights.

Try Budge Today

Getting started takes less than 5 minutes:

• Sign up securely
• Set opening balance and currency
• Create budgets and goals
• Add your first transactions

That’s it. From there, Budge learns your habits and keeps you financially confident every day.